000 03768nam a22004935i 4500
001 978-1-4614-7227-8
003 DE-He213
005 20140220082828.0
007 cr nn 008mamaa
008 130517s2013 xxu| s |||| 0|eng d
020 _a9781461472278
_9978-1-4614-7227-8
024 7 _a10.1007/978-1-4614-7227-8
_2doi
050 4 _aHF5548.7-5548.85
072 7 _aJMJ
_2bicssc
072 7 _aPSY021000
_2bisacsh
082 0 4 _a158.7
_223
100 1 _aKlinger, Bailey.
_eauthor.
245 1 0 _aEnterprising Psychometrics and Poverty Reduction
_h[electronic resource] /
_cby Bailey Klinger, Asim Ijaz Khwaja, Carlos del Carpio.
264 1 _aNew York, NY :
_bSpringer New York :
_bImprint: Springer,
_c2013.
300 _aXVI, 66 p. 13 illus.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
490 1 _aSpringerBriefs in Psychology,
_x2192-8363
505 0 _aInnovations in Poverty Reduction: An Introduction -- The Development Problem -- A Psychology-Enabled Solution to small and medium-sized enterprise finance -- Methodology -- Results and Discussions.
520 _aAs the deadline for the Millennium Development Goals draws near, one of the most critical--global poverty reduction--remains at best a work in progress. But as emerging markets beckon millions of aspiring business owners to set up shop, age-old barriers to funding prevent them from getting started. One answer lies in psychometrics, which  enables lenders to assess applicants' potential for success in developing their enterprises when traditional credit applications fall short.   Enterprising Psychometrics and Poverty Reduction sets out in accessible detail this innovative approach to risk evaluation, which uses methods similar to psychometric tools used in corporate hiring. The book evaluates this approach in six financial organizations in Kenya, Colombia, Peru, and South Africa, with extensive charts and tables breaking down each program's profitability and effectiveness. Especially by eliminating disparities that prevent women from accessing credit, this assistance fuels long-range economic growth and general well-being. This concise volume:  Explains the psychometric approach to credit and its methodologies. Identifies core characteristics shared by successful small business owners. Outlines a novel approach to credit scoring models for small businesses. Reviews the relevant literature on personality and personality testing. Features representative success stories. Discusses implications for implementing psychometric loan technologies in banks worldwide, and its potential relationship to training programs. Enterprising Psychometrics and Poverty Reduction offers message and methods to professionals and researchers in psychology, economics, development, and finance, especially those involved in global development, the psychology of poverty reduction, banking in emerging markets, and NGOs.
650 0 _aPhilosophy (General).
650 0 _aApplied psychology.
650 0 _aPsychological tests and testing.
650 1 4 _aPsychology.
650 2 4 _aIndustrial, Organisational and Economic Psychology.
650 2 4 _aPsychological Methods/Evaluation.
650 2 4 _aFinance/Investment/Banking.
700 1 _aKhwaja, Asim Ijaz.
_eauthor.
700 1 _adel Carpio, Carlos.
_eauthor.
710 2 _aSpringerLink (Online service)
773 0 _tSpringer eBooks
776 0 8 _iPrinted edition:
_z9781461472261
830 0 _aSpringerBriefs in Psychology,
_x2192-8363
856 4 0 _uhttp://dx.doi.org/10.1007/978-1-4614-7227-8
912 _aZDB-2-SHU
999 _c95875
_d95875