000 03283nam a22004815i 4500
001 978-1-4614-0475-0
003 DE-He213
005 20140220083239.0
007 cr nn 008mamaa
008 111121s2012 xxu| s |||| 0|eng d
020 _a9781461404750
_9978-1-4614-0475-0
024 7 _a10.1007/978-1-4614-0475-0
_2doi
050 4 _aRC475-489.2
050 4 _aBF636.4
072 7 _aMMJT
_2bicssc
072 7 _aMQU
_2bicssc
072 7 _aPSY028000
_2bisacsh
082 0 4 _a616.8914
_223
100 1 _aLamdin, Douglas J.
_eeditor.
245 1 0 _aConsumer Knowledge and Financial Decisions
_h[electronic resource] :
_bLifespan Perspectives /
_cedited by Douglas J. Lamdin.
264 1 _aNew York, NY :
_bSpringer New York,
_c2012.
300 _aXIV, 342 p.
_bonline resource.
336 _atext
_btxt
_2rdacontent
337 _acomputer
_bc
_2rdamedia
338 _aonline resource
_bcr
_2rdacarrier
347 _atext file
_bPDF
_2rda
490 1 _aInternational Series on Consumer Science
520 _aIt’s no secret that financial literacy skills are crucial to consumers’ lives: between today’s complex picture regarding credit and mortgages and the many changes in health insurance and pension programs, failure to follow the money can be devastating. But not all consumers learn the skills—and not all experts agree on a definition for financial literacy. Covering a wide range of perspectives including family/consumer science, law, sociology, and public policy as well as finance and economics, Consumer Knowledge and Financial Decisions offers an accurate picture of American financial literacy and sets out real-world steps toward its improvement. The book starts by tackling methodological challenges to measuring financial competence, and takes a developmental approach to decision-making, such as encouraging responsibility in school children, reducing risky credit behaviors in young adults, and navigating Social Security and Medicare issues in elders. Each chapter focuses on what individuals need to know about a subject, the relationship of that knowledge to financial security, and programs that can improve decision-making or outcomes in that area. Among the topics covered:   Cognitive development and children’s financial understanding. Financial education for college students. Homebuyer counseling for diverse buyers. Debtors’ assessment of bankruptcy education. Stock market investing: lessons from history. Financial preparedness for long-term care needs.   This combination of timely data and practical ideas makes Consumer Knowledge and Financial Decisions a vital resource for a vital resource for professors, students, and policy analysts who study financial decisions.
650 0 _aPhilosophy (General).
650 0 _aEconomics.
650 0 _aApplied psychology.
650 1 4 _aPsychology.
650 2 4 _aPsychotherapy and Counseling.
650 2 4 _aSociology, general.
650 2 4 _aEconomics general.
710 2 _aSpringerLink (Online service)
773 0 _tSpringer eBooks
776 0 8 _iPrinted edition:
_z9781461404743
830 0 _aInternational Series on Consumer Science
856 4 0 _uhttp://dx.doi.org/10.1007/978-1-4614-0475-0
912 _aZDB-2-BHS
999 _c100861
_d100861